California Conforming Loans with 3% down payment – 97% conventional financing option

California Conforming Loans with 3% down payment – 97% conventional financing option

VanDyk Mortgage offers Conventional Purchase and Refinance loans up to $453,100 with just a 3% down payment or equity.   Here are some basic details:

California and Washington state are now eligible for our Conventional Fannie Mae Loans up to 97% Loan to Value – Only 3% down payment is required. We do not consider CA or WA declining markets, so we are able to offer these enhance financing options for Conventional loans.

Condo’s OK to 95%!   Info on our 95% conventional loan. The 5% down option allows for lower fico score (to 620) and higher Debt Ratios.

Loan amounts up to $453,100 (that would be a purchase price up to $467,000 with 3% down).

Give us a call to get started – 760-752-4480. Ask for Brian Skaar

 

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