Orange County

A common myth about VA Loans debunked – the VA County Loan Limit

A common myth with VA Loans is that they aren’t relevant or used very often for your area, or the loan amounts are too low for your area or that Lenders are limited to the VA Loan Limit for your County. In the past this was true, but recent changes have altered the picture. We allow you to exceed your VA County Loan Limit with the appropriate amount of downpayment on a VA Jumbo Purchase, or enough equity on a VA Jumbo Refinance. The amount of the downpayment or equity is roughly

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FHA Loans for the purchase of 2 unit, 3 unit or 4 Unit properties

We offer FHA Loans to finance the purchase of a multi family home (2-unit, 3-unit or 4 Unit, aka Duplex, Triplex, and Fourplex). This can be a great investment strategy, as you can live in one of the units and rent out the other(s). This awesome opportunity only requires the standard 3.5% FHA Downpayment and that you live in and occupy one of the units to qualify for FHA Financing.

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Orange County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

Orange County VA and VA Jumbo Home Mortgage Loan info – Direct Lender VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Orange County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA […]

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Duplex Financing – 85% Conventional Loan – purchase or refinance a 2- unit with 15% down

conventional financing on Duplexes and 2-units up to 95% loan to value – just 5% down payment required. This is for Owner occupants – you must live in one of the units, but you can rent out the other unit.

Some highlights:

Loan amounts up to $533,850
680 minimum fico score…

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FHA Loans for the refinance of 2 unit, 3 unit or 4 Unit properties

FHA Loans for the refinance of 2 unit, 3 unit or 4 Unit properties

We offer FHA Loans to refinance multi family homes (2-unit, 3-unit or 4 Unit, aka Duplex, Triplex, and Fourplex). This can be a great investment strategy, as you can

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California Conforming Loans with 3% down payment – 97% conventional financing option

Conventional Purchase and Refiannce loans up to $453,100 with just a 3% down payment or equity. Here are some basic details:

California and Washington state are now eligible for…

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2012 VA Loan Limits Extended Through the End of the 2012 Calendar Year

The Department of Veterans Affairs has extended the 2012 VA Loan Limits through the End of the 2012 Calendar Year. The VA has announced that the County Loan Limits for VA Loans will remain unchanged for Oct. 1, 2012- until Dec 31, 2012.   This announcement from the VA alleviates concerns that the end of […]

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