VA Home Loan Benefit info for California Veterans and Active Duty Military
In 2018, California Veterans and CA Active Duty Military Personnel retain access to higher VA guarantee limits than many other states. The higher VA Guarantee allows California Vets the opportunity to purchase a home with zero down payment up to $679,650 in many Bay Area Counties such as San Francisco, San Mateo, Contra Costa, Marin, and Alameda. Los Angeles VA Loans are available up to $679,650 with no down payment.
We are also able to exceed the VA County VA Loan limit with a down payment of 25% of the difference between your purchase price and the VA loan limit for your area. VanDyk Mortgage is a proud VA Lender serving many states including California and Washington, and more. We are a VA Direct Lender.
We have compiled the California VA Loan limits for 2018 by county below. Here is a link to our complete list of all California 2018 VA Loan Limits.
State County 2018 VA Loan Limit
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CA ALAMEDA $679,650
CA ALPINE $463,450
CA AMADOR $453,100
CA BUTTE $453,100
CA CALAVERAS $453,100
CA COLUSA $453,100
CA CONTRA COSTA $679,650
CA DEL NORTE $453,100
CA EL DORADO $517,500
CA FRESNO $453,100
CA LOS ANGELES $679,650
CA GLENN $453,100
CA HUMBOLDT $453,100
CA IMPERIAL $453,100
CA INYO $453,100
CA KERN $453,100
CA KINGS $453,100
CA LAKE $453,100
CA LASSEN $453,100
CA MADERA $453,100
CA MARIN $679,650
CA MARIPOSA $453,100
CA MENDOCINO $453,100
CA MERCED $453,100
CA MODOC $453,100
CA MONO $453,100
CA MONTEREY $615,250
CA MONO $453,100
CA NAPA $679,650
CA NEVADA $477,250
CA ORANGE $679,650
CA PLACER $517,500
CA PLUMAS $453,100
CA RIVERSIDE $453,100
CA SACRAMENTO $517,500
CA SAN BENITO $679,650
CA SAN BERNARDINO $453,100
CA SAN DIEGO $649,750
CA SAN FRANCISCO $679,650
CA SAN JOAQUIN $453,100
CA SAN LUIS OBISPO $615,250
CA SAN MATEO $679,650
CA SANTA BARBARA $679,650
CA SANTA CLARA $679,650
CA SANTA CRUZ $679,650
CA SHASTA $453,100
CA SIERRA $453,100
CA SISKIYOU $453,100
CA SOLANO $453,100
CA SONOMA $649,600
CA STANISLAUS $453,100
CA SUTTER $453,100
CA TEHAMA $453,100
CA TRINITY $453,100
CA TULARE $453,100
CA TUOLUMNE $453,100
CA VENTURA $672,750
CA YOLO $517,500
CA YUBA $453,100
If you need a VA loan for a higher amount than your county loan limit, please call us. We offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline). Call Brian Skaar at 760-752-4480 to get started.
VA loans can be used to purchase condominiums up to your full benefit as well.
If you need a VA loan for a higher amount than your county loan limit, please call us. We do offer VA loans over the county loan limits for VA IRRRL Streamline Refinance (aka VA Streamline), Refinance and Purchase up to $1.5M. Call Brian Skaar at 760-752-4480 to get started.