California Conforming Loans with 3% down payment – 97% conventional financing option

California Conforming Loans with 3% down payment – 97% conventional financing option

VanDyk Mortgage offers Conventional Purchase and Refinance loans up to $417,000 with just a 3% down payment or equity.   Here are some basic details:

California and Washington state are now eligible for our Conventional Fannie Mae Loans up to 97% Loan to Value – Only 3% down payment is required. We do not consider CA or WA declining markets, so we are able to offer these enhance financing options for Conventional loans.

Condo’s OK to 95%!   Info on our 95% conventional loan. The 5% down option allows for lower fico score (to 660) and higher Debt Ratios.

Loan amounts up to $417,000 (that would be a purchase price up to $429,900 with 3% down).

If you don’t have a 680 middle score, or have a slightly higher debt ratio, we can alao help with our FHA Loans. If your purchase price is higher than $429K, FHA Jumbo may be able to help as well.

Give us a call to get started – 760-752-4480. Ask for Brian Skaar.

CA, Direct Lender, Conventional, Conforming, 97, 3 percent, 97 percent, low down

Government Loan Pros- VA FHA USDA FHA Jumbo VA Jumbo 203K

We proudly offer a full array of Government and Conventional loans including FHAVAUSDA, Conventional, Jumbo, FHA JumboVA Jumbo,VA loans for Condo’sFHA 203K Rehabilitation LoansConventional loans up to 95% ltv, and more.

Serving California Cities: AnaheimBakersfieldChula VistaCoronaEscondidoFremontFresnoIrvineLos AngelesLong BeachMurrieta,OaklandOceansideRiverside, Sacramento, San Bernardino, San DiegoSan FranciscoSan JoseSan MarcosSanta AnaTemecula, and all in between.

Our Office also serves Washington State, including Auburn, Bellevue, Bellingham, Bremerton, Edmonds, Everett, Federal Way, Kent, Kirkland, Lacey, Olympia, Puyallup, Redmond, Renton, SeattleSpokaneTacoma, Vancouver,and the entire state.

Licensing Disclosures Privacy Policy Product Disclaimers/Disclosures

California Residential Mortgage Lender registered by the Department of Corporations

VanDyk Mortgage is a private company specializing in FHA & VA financing, VanDyk Mortgage Corp is not a government agency.

NMLS ID: 3035 – VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar

FHA Loans for the purchase of 2 unit, 3 unit or 4 Unit properties

FHA Loans for the purchase of 2 unit,  3 unit or 4 Unit properties

We offer FHA Loans to finance the purchase of a multi family home (2-unit, 3-unit or 4 Unit, aka Duplex, Triplex, and Fourplex).   This can be a great investment strategy, as you can live in one of the units and rent out the other(s).   This awesome opportunity only requires the standard 3.5% FHA Downpayment and that you live in and occupy one of the units to qualify for FHA Financing.

You can use the rental income of the rented unit on a 2-unit or Duplex to help qualify. This will determined either by using existing tenants and their actual rent rolls, or a projected rent schedule from the FHA Appraisal. Our FHA underwriters will allow you to use 75% of those rents towards your income for qualifying purposes.

We also offer FHA Loans to refinance your 2, 3 or 4 unit property – more info here

Call us if you are interested in purchasing a multi unit property, and we can help you with the numbers.  You might be surprised what you would qualify for!   866-900-2342 toll free direct.

We do suggest that you utilize a good Realtor when searching for a multi-unit property, as they can help with the property search, cash flow projections, and FHA property eligibility.

You can utilize an FHA Loan to make your next home a true investment.   Here are the Multi Unit FHA Loan Limits for high cost California Counties including  Alameda, Contra Costa, Los Angeles, Marin, Monterey, Napa, Orange, San Benito, San Francisco, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, and Ventura:

  • High Cost California County FHA Loan limits for 2 units:  $800,775
  • High Cost California County FHA Loan Limits for 3 units:  $967,950
  • High Cost California Countys FHA Loan Limits for 4 units:  $1,202,925

Many other California counties are eligible for higher FHA loan amounts for FHA 2, 3 or 4 plex purchase and refinance.

Here is a complete list of California Counties and their FHA Loan Limits for Multi Units

Call the FHA Loan Pros at VanDyk Mortgage today at 866-900-2342 to get started, or apply online at VanDykFunding.com

2-unit, 3-unit, 4 unit, duplex, triplex, fourplex, twoplex, threeplex, quadplex, FHA, FHA Lender, FHA Jumbo, Direct Lender

Utilizing your VA Home Loan Benefit in Los Angeles -part 2 – refinance your home with a VA Loan

Utilizing your VA Home Loan Benefit in Los Angeles -part 2 – refinance your home with a VA Loan

The VA Home Loan benefit is a great opportunity for Los Angeles Veterans and LA County Active Duty Military Personnel to refinance a LA home or Los Angeles condo.   We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.

VA Loans require zero downpayment up to $700,000 in Los Angeles, throughout Los Angeles County.

  • VA Refinance Loans – available up to 100% of your homes value
  • VA Cash Out Refinance Loans – available up to 90% of your homes value
  • VA Jumbo Refinance Loans  – also available up to 90% of your homes value with corresponding amount of home equity.  these are also know as VA High Balance loans.    Cash out OK up to 90% LTV
  • VA IRRRL Streamline Refinance Loans  – Refinance into a lower rate with reduced documentation requirements, up to $1.5M in Los Angeles.

However,Veterans are not limited to the Los Angeles Loan limit of $625,500 for VanDyk VA Loans. We offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25% of the loan amount.  Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Here are a few ways to use your VA home loan Benefit in Los Angeles to refinance a home:

  1. VA Loan to Refinance a single family home with up to $417K loan amount with no PMI
  2. VA Jumbo Loan to Refinance a home up to a $625k loan amount no MI required.
  3. VA Jumbo Loan to refinance a home up to $1.5M with sufficient equity to meet guarantee requirements
  4. VA Loan to refinance a Condo in Los Angeles – up to $417,000 loan amount no MI required.
  5. VA Jumbo Loan to refinance your Los Angeles Condo up to $625k loan amount with no MI required.
  6. VA Jumbo Loan to Refinance a $750,000 home in Los Angeles with a loan amount up to $675K with no MI
  7. VA Jumbo Loan to Refinance a $1M home in Los Angeles with a loan amount up to $900K with no MI
  8. Refinance your current VA Loan or VA Jumbo Loan using the VA IRRRL Streamline Refinance
  9. Use a VA refinance to refinance out of an Adjustable Rate Mortgage – Up to 90% loan to value – with zero Mortgage Insurance required.
  10. Use a VA refinance to consolidate your first and second mortgage with no extra charge to interest.   This consolidation is considered Cash Out for Conforming Loans and has additional restrictions,  VA Allows this up to 90% LTV.
  11. Use the VA Jumbo Loan to take advantage of the lowest 30 year fixed rates on Record (call for actual rates, they will shock you).   Available up to $1.5M in Los Angeles with a suitable combination of Equity and guarantee.    Check out some actual VA Jumbo Loan Refinance scenario‘s here.

VA Home Loan info for Los Angeles, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $625,500
  • A $825k Los Angeles Home Purchase would only require $50,000 down payment (6.045%) – not including the VA Funding Fee
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • VA Loans are not just for first time homebuyers
  • VA Jumbo Loans are offered at competitive rates that will surprise you, in a good way.
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Loans can be used to purchase VA Approved Condominiums with zero down

VanDyk is your source for VA backed Condo loans.   We also do not have a waiting period for “flips”.  This is often called the Flip Rule or VA Flip Rule.   VanDyk does not require the seller of a property to wait 90 days before allowing a VA buyer to purchase the property, only 1 day.

VanDyk Mortgage is a Proud VA Direct Lender. VanDyk Mortgage has been making FHA & VA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar direct at 760-752-4480 for help with your VA or FHA loan.

We serve the entire states of California and Washington for VA Loans, including Los Angeles, San Francisco, Pasadena, Long Beach, San Jose, San Diego, Huntington Beach, Anaheim, Orange, Santa Ana, Oakland, Fresno, Bakersfield, Riverside, Lancaster, Sacramento, Seattle, Tacoma, Spokane, and everything in between.

Here is a link to part one of our series: Using your VA loan benefit to purchase a home in Los Angeles

Government Loan Pros- VA FHA USDA FHA Jumbo VA Jumbo 203K

We proudly offer a full array of Government and Conventional loans including FHAVAUSDA, Conventional, Jumbo, FHA JumboVA Jumbo,VA loans for Condo’sFHA 203K Rehabilitation LoansConventional loans up to 95% ltv, and more.

Serving California Cities: AnaheimBakersfieldChula VistaCoronaEscondidoFremontFresnoIrvineLos AngelesLong BeachMurrietaOaklandOceanside,  Riverside, Sacramento, San Bernardino, San DiegoSan FranciscoSan JoseSan MarcosSanta AnaTemecula, and all in between.

Our Office also serves Washington State, including Auburn, Bellevue, Bellingham, Bremerton, Edmonds, Everett, Federal Way, Kent, Kirkland, Lacey, Olympia, Puyallup, Redmond, Renton, SeattleSpokaneTacoma, Vancouver,and the entire state.

Licensing Disclosures Privacy Policy Product Disclaimers/Disclosures

California Residential Mortgage Lender registered by the Department of Corporations

VanDyk Mortgage is a private company specializing in FHA & VA financing,  VanDyk Mortgage Corp is not a government agency.

NMLS ID:  3035 – VanDyk Mortgage Corp   NMLS ID  220268   Brian Skaar

Utlizing your VA Home Loan Benefit in Los Angeles, part 1 – Purchase a home

Utlizing your VA Home Loan Benefit in Los Angeles, part 1 – Purchase a home

The VA Home Loan benefit is a great opportunity for Los Angeles Veterans and LA county Active Duty Military to purchase a LA home or condo. We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.

VA Loans require zero down payment up to $625,500 in Los Angeles, throughout Los Angeles County.

  • VA Loans – zero down payment required up to $417,000
  • VA Jumbo Loans – zero down payment required up to $625,500 in LA (aka VA High Balance)
  • VA Jumbo Loans up to $1.5M (with downpayment)

Los Angeles VA Loans are available up to $625,500 with zero downpayment required. The Los Angeles VA Loan Limit in 2015 is $625,500.   However,Veterans are not limited to the Los Angeles Loan limit of $625,500 for VanDyk VA Loans. We offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25% of the loan amount. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Here are a few ways to use your VA home loan Benefit in Los Angeles to purchase a home:

  • VA Loan to Purchase a single family home up to $417K with zero down payment and no MI
  • VA Jumbo Loan to Purchase a home up to $625,500 with zero down payment and no MI
  • VA Loan to purchase a Condo in Los Angeles – up to $417K with zero down payment or MI
  • VA Jumbo Loan to purchase a Condo in Los Angeles – up to $625,500 with zero down payment and no MI required.
  • VA Jumbo Loan to purchase a $675,500 home in Los Angeles with just a $12,500 down payment required (1.85%)
  • VA Jumbo loan to purchase a $825,000 home with just $49,875 (6.045%) down payment in Los Angeles
  • VA Jumbo loan to purchase a $1.1M Los Angeles home with just $118,625 (10.784%) downpayment and no MI (mortgage insurance)
VA Jumbo Loan rates are currently at the lowest 30 year fixed rates on Record (call for actual rates, they will shock you). VA Jumbo’s are available up to $1.5M in Los Angeles with a suitable combination of Equity and guarantee. Check out some actual VA Jumbo Loan Purchase scenario’s here.

VA Home Loan info for Los Angeles, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $625,500
  • Available up to $1.5M with suitable downpayment/Equity in home
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • VA Loans are not just for first time homebuyers
  • VA Jumbo Loans are offered at competitive rates that will surprise you, in a good way.
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Loans can be used to purchase VA Approved Condominiums with zero down

VanDyk is your source for VA backed Condo loans. We also do not have a waiting period for “flips”. This is often called the Flip Rule or VA Flip Rule. VanDyk does not require the seller of a property to wait 90 days before allowing a VA buyer to purchase the property, only 1 day.

VanDyk Mortgage is a Proud VA Direct Lender. VanDyk Mortgage has been making FHA & VA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us athttp://www.vandykfunding.com/ or call Brian Skaar direct at 760-752-4480 for help with your VA or FHA loan.

Go with the Government Loan Pros, go with VanDyk. Visit us atwww.vandykfunding.com or call Brian Skaar direct at 866-900-2342 for help with your VA loan. We serve the entire state of California plus Washington state, including:California,Southern CaliforniaLos AngelesSan DiegoSan JoseSan Francisco, Santa Monica, Pasadena, Brea, Diamond, Long beach, Huntington beach, Irvine, Costa Mesa, Hollywood, North Hollywood, San Mateo, Ventura, Riverside, Oakland, Fremont, Sunnyvale, Santa maria, Oceanside, Vista, Escondido, Los Angeles, MurrietaTemecula, Corona, Riverside, Rancho Bernardo, Poway, San Marcos, Carmel, Monterey, Santa Barbara, Santa Cruz, and all areas in between.

Check out part two of our series:  how to use your VA benefit to Refinance in Los Angeles

California VA Loans and VA Jumbo Loans – California VA Lender

California VA Loans and VA Jumbo Loans – California VA Lender. VanDyk Mortgage is your source for VA Loans in California.   We have been making VA and VA Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for California Homebuyers and California Homeowners to Purchase and refinance homes.

  • VA Purchase
  • VA Refinance
  • VA Jumbo
  • VA IRRRL Streamline Refinance

California VA Loans are available up to $625,500 with ZERO down payment in many parts of the San Francisco Bay area, and up to $625,500 in Los Angeles and Orange Counties.  The California VA Loan Limit in 2015 is up to $625,500.   However, Veterans are not limited to their specific county VA loan limit in California for VanDyk VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25%. Here is an article on how you can get a VanDyk Mortgage VA Loan over your county limit.

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine. Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.

California VA Home Loan information

VA Home Loans in California:

 

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $625,500
  • A $825k Los Angeles, California Home Purchase would only require $49,875 downpayment (6.045%)
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs

VA Loans are available to purchase or refinance Condominiums.  Here is more information on VA Condo Loans for California.

Government Loan Pros- VA FHA USDA FHA Jumbo VA Jumbo 203K

We proudly offer a full array of Government and Conventional loans including FHAVAUSDA, Conventional, Jumbo, FHA JumboVA Jumbo,VA loans for Condo’sFHA 203K Rehabilitation LoansConventional loans up to 95% ltv, and more.

Serving California Cities: AnaheimBakersfieldChula VistaCoronaEscondidoFremontFresnoIrvineLos AngelesLong BeachMurrietaOaklandOceanside,  Riverside, Sacramento, San Bernardino, San DiegoSan FranciscoSan JoseSan MarcosSanta AnaTemecula, and all in between.

Our Office also serves Washington State, including Auburn, Bellevue, Bellingham, Bremerton, Edmonds, Everett, Federal Way, Kent, Kirkland, Lacey, Olympia, Puyallup, Redmond, Renton, SeattleSpokaneTacoma, Vancouver,and the entire state.

Licensing Disclosures Privacy Policy Product Disclaimers/Disclosures

California Residential Mortgage Lender registered by the Department of Corporations

VanDyk Mortgage is a private company specializing in FHA & VA financing,  VanDyk Mortgage Corp is not a government agency.

NMLS ID:  3035 – VanDyk Mortgage Corp   NMLS ID  220268   Brian Skaar

Los Angeles VA Loans – California VA Lender & VA Jumbo Lender.

Los Angeles VA Loans – California VA Lender & VA Jumbo Lender. VanDyk Mortgage is your source for VA Loans in the Los Angeles area.   We have been making VA Loans since 1987.  VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Los Angeles Homebuyers and Los Angeles Homeowners to Purchase and refinance homes.

  • VA Loans – zero downpayment required
  • VA Jumbo Loans  – zero downpayment required up to  $625,500 in LA (aka VA High Balance)
  • VA IRRRL Streamline Refinance Loans

Los Angeles VA Loans are available up to $625,500 with zero down payment required.  The Los Angeles VA Loan Limit in 2015 is $625,500.   However,Veterans are not limited to the Los Angeles Loan limit of $625,500 for VanDyk VA Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25% of the loan amount.  Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine. Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.

VA Home Loan info for Los Angeles, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $625,500
  • A $800k Los Angeles Home Purchase would only require $43,625 down payment ( 5.453%)
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • VA Loans are not just for first time homebuyers
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Loans can be used to purchase VA Approved Condominiums with zero down

VanDyk is your source for VA backed Condo loans.   We also do not have a waiting period for “flips”.  This is often called the Flip Rule or VA Flip Rule.   VanDyk does not require the seller of a property to wait 90 days before allowing a VA buyer to purchase the property, only 1 day.

Go with the Government Loan Pros, go with VanDyk.   Visit us at www.vandykfunding.com or call Brian Skaar direct at 866-900-2342 for help with your VA loan.   We serve the entire state of California plus Washington state, including:  California,Southern CaliforniaLos AngelesSan DiegoSan JoseSan Francisco, Santa Monica, Pasadena, Brea, Diamond, Long beach, Huntington beach, Irvine, Costa Mesa, Hollywood, North Hollywood, San Mateo, Ventura, Riverside, Oakland, Fremont, Sunnyvale, Santa maria, Oceanside, Vista, Escondido, Los Angeles, MurrietaTemecula, Corona, Riverside, Rancho Bernardo, Poway, San Marcos, Carmel, Monterey, Santa Barbara, Santa Cruz, and all areas in between.

VanDyk Mortgage is a VA Direct Lender (since 1987) offering VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types.   As a Government Loan Direct Lender, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie FHA Direct Lender offering FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types. Visit us at www.vandykfunding.com to get started or just find out more

Click here for more information on other Los Angeles Loan Programs.

VA Home Loan Benefit info for California Veterans and CA Active Duty Military

VA Home Loan Benefit info for California Veterans and Active Duty Military

In 2011, California Veterans and CA Active Duty Military Personnel retain access to higher VA guarantee limits than many other states.  The higher VA Guarantee allows California Vets the opportunity to purchase a home with zero down payment up to $625,500 in many  Bay Area Counties such as San Francisco, San Mateo, Contra Costa, Marin, and Alameda.   Los Angeles VA Loans are available up to $625,500 with no down payment.

We are also able to exceed the VA County VA Loan limit with a down payment of 25% of the difference between your purchase price and the VA loan limit for your area.   VanDyk Mortgage is a proud VA Lender serving many states including California and Washington, and more.   We are a VA Direct Lender.

We have compiled the California VA Loan limits for 2015 by county below.   Here is a link to our complete list of all California 2015 VA Loan Limits.

State County 2015 VA Loan Limit

________________________

CA ALAMEDA $625,500

CA ALPINE      $463,450

CA AMADOR   $417,000

CA BUTTE       $417,000

CA CALAVERAS   $417,000

CA COLUSA       $417,000

CA CONTRA COSTA $625,500

CA DEL NORTE       $417,000

CA EL DORADO $474,950

CA FRESNO       $417,000

CA LOS ANGELES $625,500

CA GLENN       $417,000

CA HUMBOLDT     $417,000

CA IMPERIAL       $417,000

CA INYO       $417,000

CA  KERN      $417,000

CA  KINGS     $417,000

CA  LAKE      $417,000

CA  LASSEN  $417,000

CA  MADERA $417,000

CA MARIN $625,500

CA MARIPOSA      $417,000

CA MENDOCINO    $417,000

CA MERCED       $417,000

CA MODOC       $417,000

CA MONO      $417,000

CA MONTEREY  $502,550

CA MONO $417,000

CA NAPA $615,250

CA NEVADA $477,250

CA ORANGE $625,500

CA PLACER   $474,950

CA  PLUMAS    $417,000

CA  RIVERSIDE   $417,000

CA SACRAMENTO $474,950

CA SAN BENITO $625,500

CA SAN BERNARDINO   $417,000

CA SAN DIEGO $562,350

CA SAN FRANCISCO $625,500

CA SAN JOAQUIN      $417,000

CA SAN LUIS OBISPO $561,200

CA SAN MATEO $625,500

CA SANTA BARBARA  $625,500

CA SANTA CLARA $625,500

CA SANTA CRUZ $625,500

CA  SHASTA      $417,000

CA  SIERRA      $417,000

CA  SISKIYOU      $417,000

CA  SOLANO      $417,000

CA SONOMA  $520,950

CA STANISLAUS   $417,000

CA  SUTTER      $417,000

CA  TEHAMA      $417,000

CA  TRINITY      $417,000

CA  TULARE      $417,000

CA  TUOLUMNE   $417,000

CA VENTURA $605,750

CA YOLO    $474,950

CA  YUBA      $417,000

If you need a VA loan for a higher amount than your county loan limit, please call us.  We do offer VA loans over the county loan limits for Purchase, Refinance, and  VA IRRRL Streamline Refinance (aka VA Streamline).   Call Brian Skaar at 760-752-4480 to get started.

VA loans can be used to purchase condominiums up to your full benefit as well.

If you need a VA loan for a higher amount than your county loan limit, please call us.  We do offer VA loans over the county loan limits for VA IRRRL Streamline Refinance (aka VA Streamline), Refinance and Purchase up to $1.5M.   Call Brian Skaar at 760-752-4480 to get started.