Alameda County VA and VA Jumbo Home Mortgage Loan info – Direct Lender

Alameda County VA and VA Jumbo Home Mortgage Loan info – Direct Lender.

VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Alameda County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Alameda County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.

  • VA Loans
  • VA Jumbo Loans
  • VA Loans for Condo’s
  • Purchase, Refinance, Streamline Refinance (IRRRL)

Alameda County VA Loans are available up to $625,500 with Zero down payment required.  The Alameda County VA Loan Limit for 2015 is $625,500.   However, Veterans are not limited to the County Loan limit of $625,500 for Alameda County VA Jumbo Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

If your current VA Loan exceeds the VA County limit, we can help you utilize the VA IRRRL Streamline Refinance, even though your loan amount exceeds the VA County Loan Limit.

VA Home Loans in Alameda County, California:

  • Active Duty and Veterans can both qualify
  • 100% financing up to $625,500
  • A $725,000 Alameda County VA Home Purchase would only require  a $24,875 down payment  ( 3.431%)
  • A $825,500  Alameda  VA Home Purchase would only require $50,000 down payment  ( 6.057%)
  • A $1,125,000 Alameda VA Home or Condominium Purchase would require a $124,875 ( 11.1%)
  • VA Loans require no Mortgage Insurance Zip, Nada, Zilch!
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability rating pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Approved Condo’s can utilize VA Loans and VA Jumbo Loans too

VA Loans can be used to purchase multi family 2-4 unit homes (2-unit, 3-unit, 4-unit, Duplex, Triplex, Fourplex).  (Refinance also)

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine.   Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.   We can also assist in getting your VA Condo Approved with the VA.

VanDyk Mortgage has been helping Veterans with VA loans since 1987.   We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also.   We are a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk.   Call Brian Skaar at 760-752-4480 for help with your VA loan financing.

We proudly serve Veterans with VA Financing in the following Alameda County Cities: Alameda, Albany,Berkeley,Dublin,Emeryville,Fremont,Hayward,Livermore,Newark,Oakland,Piedmont,Pleasanton,San Leandro,Union City and all other areas within Alameda county.

For more information on Government Loans,  please visit our pages on:  FHA Loans , VA Loans  , FHA Jumbo Loans  , VA Jumbo Loans , VA Condo Loans , USDA Rural Development Loans ,  Conventional Loans – Low Down Payment Options,  and California Loan Info.

Mortgage Rate Alert for Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans – all time lows

Mortgage Rate Alert for Conforming Jumbo Purchase and Conforming Jumbo  Refinance Loans  – all time lows

These are also called Fannie Mae High Balance or Freddie Mac Super Conforming loans.

Rates for Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans  (aka Conforming High Balance Loans, Super Conforming, or Fannie Mae High Balance Loans) are now at all -time lows this week.

The US Debt Ceiling saga in DC paired with World and Euro Money market worries continue to cast doubt about the economic recovery worldwide have driven down US Mortgage rates, especially Conforming High Balance Loans.

If your current Interest Rate is too high (5.125% or higher),  please give us a call to get started and lock in your low rate.    These rates will not last, the markets are very volatile.   Call 760-752-4480 and we can give you a quote to see if you would benefit.

Current Fannie Mae Jumbo and Freddie Mac Super Conforming mortgages may qualify under the Home Affordable Refinance Program (HARP).   Call us to help find out if you qualify for this option.

We offer Fannie Mae Conforming Jumbo loans for Purchase, Refinance and Streamline refinance up to $729,750.   We also offer Freddie Mac Open Access Streamline refinance Loans up to $729,750 (AKA Freddie Mac Super Conforming Streamline refinance).

VanDyk Mortgage is able to offer competitive Interest rates because we are a Direct Lender.

We offer Conforming Jumbo loans throughout California and Washington, including San Diego, Los Angeles, Riverside, San Bernardino, San Jose, San Francisco, Fresno, Santa Monica, Pasadena, Seattle, Bellevue, Tacoma, Everett, bellingham, Spokane and every other city in CA & WA.    Call the government loan pros at VanDyk.

Please visit our primary website to find out the Conforming Jumbo Loan Limits for your area.

 

Conventional Purchase and Refinance Loans Rate Alert – Now at all time lows

Conventional Purchase and Refinance Loans Rate Alert – Now at all time lows

Rates for Conventional Purchase and Refinance Loans  (aka Conforming Loans or Fannie Mae Loans) are now at all -time lows.

The US Debt Ceiling Saga, and with World and Euro Money market worries continue to cast doubt about the economic recovery worldwide.   This has Driven US Mortgage rates down, especially Conforming Loans and Conventional Loans under $417K such as Fannie Mae and Freddie Mac Loans.

If your current Interest Rate is too high (4.875% or higher),  please give us a call to get started and lock in your low rate.    These rates will not last, the markets are very volatile.   Call 760-752-4480 and we can give you a quote to see if you would benefit.   Ask about the no point / no fee option.  Do not delay, the market is changing daily.   You can get started online or by phone.   Call us at 760-752-4480 or apply at www.vandykfunding.com.

We also offer Conventional loans up to 95% loan to value, for Purchase or Refinance in California. as well as Conventional loans up to 97% for purchase and refinance. .

  Do not delay, the market is changing daily.

Call 760-752-4480 and we can give you a quote to see if you would benefit.

VanDyk Mortgage is able to offer competitive Interest rates because we are a Direct Lender.

We offer Conforming and Conventional loans throughout California and Washington, including San Diego, Los Angeles, Riverside, San Bernardino, San Jose, San Francisco, Fresno, Seattle, Bellevue, Tacoma, Everett, bellingham, Spokane, Northern CaliforniaWashington,  Southern California,  and every other city in CA & WA.    Call the government loan pros at VanDyk.

VA Loan Rates & VA Jumbo Loan Rates at all time lows this week

VA Loan Rates & VA Jumbo Loan Rates at all time lows this week.   

Urgent VA Rate Alert – Great rates available now on VA Loans, VA Jumbo Loans, VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance, VA Cash Out Refinance, and VA Jumbo Cash Out Refinance loans.

The turmoil of the Debt Ceiling Saga in DC along with continued worries about the US Economy and the Eurozone and resulted in a flight in the money markets to the safe haven of Treasuries and Mortgage Bonds.   This has resulted in very low rates for VA Loans, VA Jumbo Loans, VA High Balance Loans, VA Refinance, VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance.   VA Loan rates and VA Jumbo rates for VA loans over $417,000 are at their lowest point ever now.

If your current VA Rate is too high (4.75% or higher),  please give us a call to get started and lock in your low rate.    These rates most likely will not last, this is a limited time opportunity alert due to market conditions!  Do not delay, the market is changing daily.   You can get started online or by phone.   Call us at 760-752-4480 or apply at www.vandykfunding.com.

We offer VA Loans, VA Jumbo Loans, VA Refinance, VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance  (aka VA High Balance) throughout California and Washington, including Los Angeles, San Diego, Santa Monica, Pasadena, Irvine, Orange County, San Jose, San Francisco, Oakland, Fremont, Bay Area, Ventura, Seattle, Tacoma, Everett, and every other city in the state.   Our VA IRRRL Streamline Refinances and VA Jumbo Loans can exceed your current county VA loan limit.   We offer VA Jumbo loans up to $1.5M with the appropriate amount of equity or downpayment.  You can exceed your counties VA Jumbo Loan limit with our VA Loans.

Call 760-752-4480 and we can give you a quote to see if you would benefit.

VanDyk Mortgage is able to offer competitive VA & VA Jumbo rates because we are a VA direct lender.

Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 760-752-4480 for help with your loan. We also offer FHAFHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans.   We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Bakersifield, Bonita, CarlsbadChula VistaCorona, Costa Mesa, EncinitasEscondido, Fresno, Glendale, Huntington Beach, Irvine, Lake Elsinore, Long Beach,Los AngelesMenifee, Monterey, MurrietaNational CityOaklandOceanside, Palm Springs, Palmdale,PowayRiverside, Sacramento, San Bernardino, San DiegoSan FranciscoSan JoseSan Marcos, San Mateo, San Dimas, Santa Barbara, Santa Monica, Temecula, Tulare, Ventura, Visalia, VistaWildomar.

Update – Rate Alert for FHA Loans & FHA Jumbo Home Loans – Purchase and Refinance

Update – Rate Alert for FHA Loans & FHA Jumbo Home Loans – Purchase and Refinance –  Rates for FHA & FHA Jumbo Loans for Purchase of a home, Refinance, & FHA Streamline refinances continue at all -time lows this week.

The turmoil of the Debt Ceiling Saga in DC along with continued worries about the US Economy and the Eurozone and resulted in a flight in the money markets to the safe haven of Treasuries and Mortgage Bonds.  This has driven down US Mortgage rates dramatically.   FHA and FHA Jumbo (AKA FHA High Balance) Loans are now at their lowest point ever this week.

If your current Interest Rate is too high (4.75% or higher),  please give us a call to get started and lock in your low rate.    These rates will not last, the markets are not very predictable.

Call 760-752-4480 and we can give you a quote to see if you would benefit.   Ask about the no point/no fee option.

Do not delay, the market is changing daily.   You can get started online or by phone.   Call us at 760-752-4480 or apply at www.vandykfunding.com.

VanDyk Mortgage is able to offer competitive FHA & FHA Jumbo rates because we are a FHA direct lender.

We offer FHA Loans, FHA Jumbo Loans, FHA Purchase Loans, FHA Refinance, FHA Streamline Refinance and FHA Jumbo Streamline Refinance  (aka FHA High Balance) throughout California and Washington, including San Diego, Los Angeles, Riverside, San Bernardino, San Jose, San Francisco, Fresno, Seattle, Bellevue, Tacoma, Everett, bellingham, Spokane, Northern CaliforniaWashington,  Southern California,  and every other city in CA & WA.    Call the government loan pros at VanDyk 760-752-4480, ask for Brian Skaar.

VA Rate Alert – Our rates at all time lows for VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance

VA Rate Alert – Our rates at all time lows for VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance 

Rates for VA IRRRL Streamline Refinances and VA Jumbo IRRRL Streamline Refinance are now at all -time lows.   The Turmoil created with the Debt Ceiling Saga in DC, combined with continued questions about the Euro Money markets have driven US VA Mortgage rates down, especially VA Jumbo rates for VA loans over $417,000 are at their lowest point ever.

If your current VA Rate is too high (4.75% or higher),  please give us a call to get started and lock in your low rate.    These rates may not last, this is an opportunity alert due to market conditions!  Do not delay, the market is changing daily.

We offer VA IRRRL Streamline Refinance and VA Jumbo IRRRL Streamline Refinance  (aka VA High Balance) throughout California and Washington, including Los Angeles, San Diego, Seattle, and every other city in the state.   Our VA IRRRL Streamline Refinances can exceed your current county VA loan limit.

Call 760-752-4480 and we can give you a quote to see if you would benefit.

VanDyk Mortgage is able to offer competitive VA & VA Jumbo rates because we are a VA direct lender.

See some ways to use your VA benefit in California here.

VanDyk is your source for VA backed Condo loans.   We also do not have a waiting period for “flips”.   This is often called the Flip Rule or VA Flip Rule.   VanDyk does not require the seller of a property to wait 90 days before allowing a VA buyer to purchase the property, only 1 day.

VanDyk Mortgage is a Proud VA Direct Lender. VanDyk Mortgage has been making FHA & VA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar direct at 760-752-4480 for help with your VA or FHA loan.

Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar direct at 866-900-2342 for help with your VA loan. We serve the entire state of California plus Washington state, including: California,Southern CaliforniaLos AngelesSan DiegoSan JoseSan Francisco, Santa Monica, Pasadena, Brea, Diamond, Long beach, Huntington beach, Irvine, Costa Mesa, Hollywood, North Hollywood, San Mateo, Ventura, Riverside, Oakland, Fremont, Sunnyvale, Santa maria, Oceanside, Vista, Escondido, Los Angeles, MurrietaTemecula, Corona, Riverside, Rancho Bernardo, Poway, San Marcos, Carmel, Monterey, Santa Barbara, Santa Cruz, and all areas in between.

 

2011 VA Loan Limits Extended Through the End of the 2011 Calendar Year

The Department of Veterans Affairs has extended the 2011 VA Loan Limits through the End of the 2011 Calendar Year.

The VA has announced that the County Loan Limits for VA Loans will remain unchanged for Oct. 1, 2011- until Dec 31, 2011.   This announcement from the VA alleviates concerns that the end of the Temporary High Cost Loan Limits for Fannie Mae, Freddie Mac and FHA Loans set to end on Sept. 30, 2011 would have an adverse impact on Veterans utilizing the VA Jumbo or VA High Balance loan program during the last quarter of 2011.

Here is a link to the VA Announcement on VA Extension of the  Maximum Guaranty Limits – October 1, 2011 through December 31, 2011.    VA County Loan Limits are used to determine VA Loan Entitlement and Guaranty,  this change will allow Veterans to utlize VA Loans in higher cost markets with zero down options.    The VA Jumbo limits for San Diego will remain at $537,500, Los Angeles and Orange Counties at $700,000, and much of the Bay Area will remain at $1m (San Francisco, Alameda, Marin, Contra Costa, and San Mateo counties).

We also offer VA Jumbo loans that exceed your county loan limits with an appropriate downpayment, call for details.