California Home Purchase Loans with NO PMI and no MIP

California Home Purchase Loans with NO PMI and no MIP

We offer California Homebuyers home loans up to 95% ltv with no monthly PMI, MI, or MIP.     We offer the NO PMI Purchase Loan up to $417K loan amounts.   (we offer this on Refinances too!)

We offer up to 95% financing throughout California with no monthly MI, PMI, or MIP.

Many California Homebuyers ask the question:  Can I get a Home Loan without PMI or MIP to buy a home?   How do I avoid PMI or MIP?  (or Mortgage Insurance?).   The answer is our NO PMI Purchase Loan – available up to 95% Loan to Value.   You can avoid PMI with less than 20% down in Riverside.   You don’t have to 20% down on your new home to avoid PMI or MIP.   This could save you hundreds per month.  Call us today at 866-900-2342 to find out if you could benefit.

For qualified Veterans, we also offer zero downpayment purchase home loans for Veterans.

We also offer USDA RD loans with zero down required in designated areas.  Call for details.

You can also refinance your existing loan with as little as 5% Equity in your Property using our MI Removal Loan.   Whether your current loan is a conventional, non-conforming, or FHA Loan,  we can help you refinance into todays lower rates without having to pay MI, PMI, or MIP anymore.  The MI Removal Loan allows you to finance up to 95% of appraised value with ZERO Mortgage Insurance (MI).

  • Loan amounts up to $417K are eligible up to 95%.    
  • This is available throughout Riverside
  • Great for avoiding, eliminating, or reducing FHA Mortgage Insurance Premiums (FHA MIP)

We also offer these for the High Balance or Conforming Jumbo Loan sizes up to 90% of the purchase price of the home.    This would help homebuyers in Los Angeles buy a home with 10% down up to a $729,750 Loan Amount.

Call today:  760-752-4480  – Brian Skaar – VanDyk Mortgage – Direct Lenders = Direct Savings.

We offer this program in all of our loan markets:   CaliforniaSan Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana,  San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Long beach,  Lynwood, Bellflower, Temecula, Murrieta, Southern California,Northern CaliforniaWashington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County.